I remember when the Wounded Warrior Project was working to get this insurance bill passed but was unaware of the final results.

The new Traumatic Injury Protection under Servicemembers? Group Life Insurance (TSGLI) is still referred to as “Wounded Warrior Insurance” by proponents who pushed it through Congress last year with surprising speed.

Most of the 2700 recipients to date are wounded warriors, say officials. They qualified for TSGLI retroactively because of injuries sustained in combat areas since Oct. 7, 2001, the day U.S. troops first entered Afghanistan.

But for injuries incurred after Nov. 30, 2005, the phrase “wounded warrior” fails to capture the breadth of TSGLI. That’s because any service member, active or reserve, who has Servicemembers’ Group Life Insurance (SGLI) and suffers a traumatic injury can be eligible for the trauma pay.

The bill is retroactive so those Servicemembers who lost their savings due to time in the hospital or recuperation were able to apply for reimbursement.

Injury Insurance Surprise

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